Compliance Manager - Lending

Job Description

To be considered for this position, please visit this site: 

Duties & Responsibilities: (not an exhaustive list)

• Maintain a comprehensive knowledge of the consumer laws and regulations, which affect the products and services offered by the Bank

• Periodically review and update other Bank policies and procedures, for adoption by the Board of Directors, to ensure compliance with applicable federal laws and regulations

• Monitor the Bank's system of internal controls to ascertain bank wide compliance; identify any apparent violations of regulatory requirements and bank policy
• Serve as subject matter expert on residential lending regulatory matters and enforcement landscape; working closely with business units to provide recommendations and support
• Assist in maintaining and enhancing current compliance audit risk assessment for compliance monitoring reports ― updating existing audit calendar as regulatory changes or requirements occur
• Perform, schedule and/or assist as needed with Consumer Compliance monitoring reviews, maintaining and reviewing consumer compliance work-papers and reports as necessary
• Reviewing and/or preparing detailed reports of audit findings, presenting any irregularities or exceptions to the Chief Compliance Officer, the Chief Risk Officer, and responsible Department heads or managers for final review and submission to the Board of Directors as appropriate
• Collaborate with the training department to develop and maintain a comprehensive training program which addresses the Bank's policies/procedures, as well as applicable federal laws and regulations; compile and maintain training materials and assist in or conduct training sessions for new and existing employees
• Develop and maintain a library of compliance resources
• Furnish examiners and internal auditors with requested information and manage follow-up activities resulting from regulator and auditor communications
• Analyze new and pending laws and regulations, guidance and other legal and regulatory developments, disseminate new or pending law to business units and management, and work with affected areas to ensure appropriate compliance
• Maintain knowledge of industry best practices and disseminate to appropriate business line managers
• Review the Bank's forms and disclosures to ensure compliance with applicable laws and regulations
• Coordinate, manage, and as needed perform maintenance of Loan Application Register to ensure HMDA data accuracy
• Serve on committees and participate in new product/service development as an advisor to compliance requirements as required
• Commitment to the pursuit of professional development of skills and knowledge necessary for the effective performance of the role
• Operate a variety of standard office machines, including a personal computer and a variety of computer software, phone, fax, calculator, and photocopy machine
• Comply with all federal and state regulations to include, but not limited to the Bank Secrecy Act
• Duty to report suspected or known fraud
• Duty to behave in an ethical manner
• Perform additional duties as assigned by management

• Certified Regulatory Compliance Manager (CRCM)
• 5+ years Lending Compliance experience
• 8+ years banking industry experience
• College degree required
o Relevant experience may be considered in place of a college degree or CRCM
• Knowledge of general banking operations, policies and procedures
• Experience in Compliance, Risk, Operations or Audit
• Strong knowledge of MS Office Products

Minimum Qualifications:
• Demonstrated superior written and verbal communication skills
• Ability to model the Bank's culture of Responsiveness, Assurance, Reliability, Tangibles, and Empathy
• Demonstrated exceptional interpersonal skills that positively impact other employees
• Ability to exercise discretion and independent judgment with respect to interpreting or implementing management policies or operating practices
• Demonstrated use of analysis and professional judgment, quality control and high standards
• Ability to work independently and meet deadlines
• Ability to draw logical conclusions
• Excellent analytical, judgement, and research skills
• Proven track record of meeting goals

Bilingual candidates encouraged to apply. 



To be considered for this position, please visit this site: 

Type: Full-time
Expires: 03/31/2023

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First Federal Bank

First Federal has been committed to both exceptional service and value. Today, we are a community-based mutual bank that serves over 70,000 customers from 25 community banking branches, mortgage lending offices in Florida, the Southeast and Midwest, and SBA and USDA lending offices in the Southeast. Because we are a mutual bank, we are owned by our customers and not stockholders, which allows us to truly focus on our customers’ needs.

Built on conservative yet progressive principles, over the past 5 years, First Federal has increased its business lines to include a mortgage processing company, wholesale lending, specialty commercial financing, warehouse lending, consumer direct lending, and a manufactured housing lending division. This diversity allows First Federal to serve more people and businesses across the Southeast.

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