Lending Compliance Analyst

Job Description

To apply, you need to visit: https://firstfederalbankemployment.hirecentric.com/jobs/231214.html


Remote Opportunity

"Our culture at First Federal defines who we are to our customers and to each other. This culture is what sets us apart from our competitors, gives us a sense of purpose, and allows us to be the best at what we do"

Excellent benefits:

  • Multiple health insurance plans; including a HD/HP plan with employer HSA contribution (employee only coverage)
  • Company paid life insurance
  • Generous Vacation & Sick leave
  • Short Term Disability
  • 401k with employer match
  • Health & Wellness benefits
  • Educational Benefit
  • Voluntary life and Long Term Disability plans
  • Community involvement with volunteer opportunities

DUTIES AND RESPONSIBILITIES:
• Stay updated on relevant lending laws, such as the Equal Credit Opportunity Act/ECOA, Fair Housing Act/FHA, Truth-in-Lending Act/TILA, TILA-RESPA Integrated Disclosures/TRID, and the Home Mortgage Disclosure Act/HMDA
• Assist in performing loan origination and servicing tests to identify non-compliance with applicable lending regulations, and/or weaknesses in controls
• Prepare reports summarizing the findings and recommendations resulting from compliance monitoring and testing activities
• Conduct statistical analyses of lending data to assess the effectiveness of fair lending policies and procedures
• Communicate complex data analysis results effectively to both technical and non-technical audiences
• Operate a variety of standard office machines, including a personal computer and a variety of computer software, phone, fax, calculator, and photocopy machine
• Comply with all federal and state regulations to include, but not limited to the Bank Secrecy Act
• Duty to report suspected or known fraud
• Duty to behave in an ethical manner
• Perform additional duties as assigned by management


JOB REQUIREMENTS:
Experience / Requirements:
• College degree required.
o Relevant experience may be considered in place of a college degree.
• Minimum 2 years of experience in data analysis, preferably in bank Compliance, Risk, Operations or Audit
• Strong proficiency in statistical analysis tools and techniques
o Prior experience using fair lending software is preferred (i.e., LendingPatterns™, Fair Lending Magic™, Fair Lending Wiz®, RATA Comply Fair Lending™, Nrelief, or CenTrax NEXT)
• Knowledge of laws, rules and regulations that pertain to lending
• Knowledge of general banking operations, policies and procedures
• Experience with data visualization tools is a plus
• Strong knowledge of MS Office Products
• Extended hours sitting and performing computer tasks may be required


Minimum Qualifications:
• Demonstrated superior written and verbal communication skills
• Ability to model the Bank's culture of Responsiveness, Assurance, Reliability, Tangibles, and Empathy
• Demonstrated exceptional interpersonal skills that positively impact other employees
• Ability to exercise discretion and independent judgment with respect to interpreting or implementing management policies or operating practices
• Demonstrated use of analysis and professional judgment, quality control and high standards
• Ability to work independently and meet deadlines
• Ability to draw logical conclusions
• Excellent analytical, judgement, and research skills
• Proven track record of meeting goals

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

E-VERIFY EMPLOYER

To apply: https://firstfederalbankemployment.hirecentric.com/jobs/231214.html

Type: Full-time
Expires: 07/01/2024

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About
First Federal Bank

First Federal has been committed to both exceptional service and value. Today, we are a community-based mutual bank that serves over 70,000 customers from 25 community banking branches, mortgage lending offices in Florida, the Southeast and Midwest, and SBA and USDA lending offices in the Southeast. Because we are a mutual bank, we are owned by our customers and not stockholders, which allows us to truly focus on our customers’ needs.

Built on conservative yet progressive principles, over the past 5 years, First Federal has increased its business lines to include a mortgage processing company, wholesale lending, specialty commercial financing, warehouse lending, consumer direct lending, and a manufactured housing lending division. This diversity allows First Federal to serve more people and businesses across the Southeast.

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